Mortgage rates are up, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.81%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.

Ongoing uncertainty could cause rates to stay high, or increase further. For instance, if tariffs cause inflation to reignite, which most experts and Fed officials expect, it could result in higher bond yields and fewer interest rate cuts by the central bank. Both would be bad for mortgage rates.

We analyzed “best mortgage lender” reviews from 9 major financial sites to find the best mortgage providers now