This surcharge is paid by Medicare beneficiaries for Part B and Part D Medicare on top of the standard premiums if their ...

IRMAA is a surcharge added to your Medicare Part B and Medicare Part D prescription drug coverage premiums if your income is ...

The IRMAA income brackets for 2025 start at $106,000 ($103,000 in 2024) for a single person and $212,000 ($206,000 in 2024) for a married couple. Which bracket you fall into depends on your taxable ...

While the income brackets change annually, averaging an inflation rate of less than 1.5%, it’s important to note that from 2009 to 2019, the IRMAA brackets did not inflate or increase.

Income-related monthly adjustments amounts (IRMAAs) are based on a person’s adjusted gross income, which may affect the Medicare premiums. People can appeal them.

This means that the 2025 IRMAA brackets are calculated using income data from 2023. For individuals whose 2023 tax return data is not available, 2022 income information may be used instead.

Your 2025 IRMAA adjustment is based on the income shown in your 2023 tax return. IRMAA brackets Basically, if you earn above certain levels — there are five brackets — your monthly premiums ...

IRMAA affects Medicare Part B and Part D prescription drug plans. In 2025, the standard monthly Part B base premium is $185.Depending on a person’s annual income, they may need to pay an IRMAA ...

IRMAA 2024 and 2025 Income Brackets. IRMAA is a fee that may be added to your Medicare Part B and Part D premiums if your yearly income exceeds a certain amount.

Impact: For 2025, based on your 2023 income, you might find yourself in an IRMAA bracket where, for example, your Part B premium could increase from $185.00 to $285.00 per month, and your Part D ...

IRMAA is a fee that may be added to your Medicare Part B and Part D premiums if your yearly income exceeds a certain amount. Learn about IRMAA income brackets for 2024 and 2025.