Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

Have you ever checked your credit score right after making payments, only to find it hasn't changed? It only natural to ...

Credit score myths often go unquestioned, leading many to accept them as facts. However, widely held beliefs about this important financial ...

Your credit limit determines how much you can spend on a credit card. But does increasing credit limit affect credit score?

If the same borrower has a credit score between 700 and 759, their rate would go up to 6.187%. That rate starts to rise precipitously as the score drops below 700, according to FICO: With a 640 ...

they're pulling from your latest credit score that'll automatically set you up for a lower rate going forward." ...

That means if you rack up a big balance or max out your ... To ensure you use enough credit but don't go so high that it harms your credit score, shoot for a utilization ratio in the high single ...

The more than 9 million student loan borrowers who are estimated to be past-due could experience “significant drops” in their ...

You can avoid the embarrassment of a declined card by opting in for over-limit protection, which allows you to go ... credit score. To avoid exceeding your credit card limit, consider signing up ...