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What Is a Consumer Reporting Agency and What Do They Do?
When you apply for a credit card or loan, the bank will likely pull a credit report. Those credit reports are pulled from consumer reporting agencies. The most familiar consumer reporting agencies are ...
ConsumerAffairs7d
Medical debt may be returning to consumer credit reports
Key Points Senate Republicans introduced a resolution to nullify a CFPB rule banning medical debt from credit reports.
JD Supra23d
Credit reporting agencies move to dismiss medical debt case
On March 3, a trio of credit reporting agencies (defendants ... payment problems than other debt,” and its inclusion in consumer reports “threatens the integrity and accuracy of the credit ...
Affirm, other BNPL players ratchet up credit bureau reporting
At least three buy now, pay later firms have begun reporting consumer data on installment financing to TransUnion or Experian ...
JD Supra5d
Court Enjoins Landlord from Reporting Withheld Rent Payments to Credit Reporting Agencies
On March 11, 2025, the New York County Civil Court issued an injunction under the New York Fair Credit Reporting Act (NYFCRA) barring a landlord ...
AOL16d
What Is a Consumer Reporting Agency and What Do They Do?
Those credit reports are pulled from consumer reporting agencies. The most familiar consumer reporting agencies are ones you’ve heard of — Experian, Equifax and TransUnion — but there are ...