Compare current adjustable-rate mortgage (ARM) rates to find the best rate for you. Lock in your rate today and see how much ...

The average rate on a 30-year U.S. mortgage edged up this week, ending a five-week decline in borrowing costs for homebuyers ...

Jumbo 30-year mortgage rates declined a notable 6 basis points Friday, reducing the average to 7.10% after registering a 10-month high of 7.16% Thursday. Last fall, in contrast, ...

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

Available terms: 10-30 year fixed-rate mortgages; 10/6, 7/6 and 5/6 adjustable rate terms Loan types: Adjustable, Conventional, FHA, HELOCs, Purchase, Refinance, VA, Jumbo Credit score: 580 ...

In a historical sense, a good mortgage rate is generally at or below the national average. Since 1971, the 30-year fixed mortgage rate has averaged 7.72%, according to Freddie Mac. In the last year, ...

The lowest average 15-year mortgage rate ever recorded was in mid-2021, when it fell to 2.10%, according to Freddie Mac.

And 15-year conforming rates have shot up 38 bps in the past week to reach 6.88%. Rates had reached a 2025 low point on April 11, when 15-year and 30-year rates averaged 6.38% and 6.69%, respectively.

Finally, there's good news for homebuyers and for homeowners who want to refinance their mortgages: A 30-year fixed-rate mortgage now averages 6.69%, dropping significantly from its 20-year peak ...

At this time last year, mortgage rates were 8 basis points higher — and this is the No. 1 mortgage lender for May 2025. Story by Andrew Shilling • 3d.