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While Banks’ are faced with a Hobson’ choice when it comes to transmitting repo rate cuts to home loan borrowers, they seem be offsetting its impact on margins by upping the spread.
MUMBAI: With banks facing continuing pressure in their most important profitability metric net interest margin (NIM), which ...
The question remains whether this policy can rescue the economy from the doldrums and place it firmly on the path of vibrancy ...
They say when it rains, it pours and the Reserve Bank of India (RBI) has been ensuring a steady shower of benefits for home seekers all through 2025. Recently, the central bank took the decision to ...
SBI's interest rates for home loans have increased from the earlier band of 7.50 per cent-8.45 per cent to a new band of 7.50 ...
SBI raises home loan rates by 25 basis points for new borrowers, increasing EMIs and impacting affordability despite recent ...
In a surprising move that runs counter to recent monetary policy easing, the State Bank of India (SBI) has increased its home ...
Despite the RBI’s repo rate cut to 5.5 per cent, aimed at easing borrowing costs, India's largest mortgage lender, State Bank ...
SBI raises home loan interest rates by 25 bps, impacting borrowers with lower credit scores. Contrasts with RBI`s recent repo ...
SBI has raised the upper limit of its home loan interest rates by 25 basis points. While the lower end remains unchanged at 7 ...
The bank has clarified that all home loan rates remain linked to the External Benchmark Lending Rate (EBLR), which currently ...