While Banks’ are faced with a Hobson’ choice when it comes to transmitting repo rate cuts to home loan borrowers, they seem be offsetting its impact on margins by upping the spread.

Currently, public sector banks like Union Bank of India, Bank of India, Bank of Maharashtra, and Central Bank of India offer ...

MUMBAI: With banks facing continuing pressure in their most important profitability metric net interest margin (NIM), which ...

The question remains whether this policy can rescue the economy from the doldrums and place it firmly on the path of vibrancy ...

They say when it rains, it pours and the Reserve Bank of India (RBI) has been ensuring a steady shower of benefits for home seekers all through 2025. Recently, the central bank took the decision to ...

SBI's interest rates for home loans have increased from the earlier band of 7.50 per cent-8.45 per cent to a new band of 7.50 ...

SBI raises home loan rates by 25 basis points for new borrowers, increasing EMIs and impacting affordability despite recent ...