Even with HELOC interest rates routinely falling, a home equity loan can still be valuable for homeowners. Here's why.

Considering borrowing with a HELOC now? Here's everything you need to know about HELOC interest rates this April.

HELOC rates have fallen by around two percentage points over the last year. Here's when they could fall below 8%.

Our other picks for lenders offering the best HELOC rates not only offer competitive rates but also accessible customer support and quick application processes.

Home equity line of credit (HELOC) rates continue to drop, currently close to 8 percent — a level not seen since 2023.

A home equity loan allows you to access the ownership stake you’ve built in your home to accomplish your financial goals.

"The keyword right now is uncertainty," said Colin Robertson, founder of mortgage news site The Truth About Mortgage. "Nobody ...

Provided you continue to meet contract requirements, your HELOC APR will stay locked in at the low promotional rate for the advertised time. But once the introductory period ends, your rate will ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up paying a higher rate than necessary if rates fall.

Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.