A recent study, commissioned by Iceland, has indicated that January represents the year's toughest financial challenge for half the population, following the festive food and drink splurge season.

A major supermarket chain is closing two of its stores in a fresh reminder of the decline of the British high street. Yesterday, Iceland, which has around 900 branches closed its Borehamwood store as well as another site in Essex, bringing the total number of stores closed by the brand in the last year to 25.

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The retail giant has announced that it is launching its most significant savings event ever this January - the 'Mega Deals' event - in a bid to help families across the UK cut costs