Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

Have you ever checked your credit score right after making payments, only to find it hasn't changed? It only natural to ...

Credit score myths often go unquestioned, leading many to accept them as facts. However, widely held beliefs about this important financial concept can be misleading. Understanding the truth is the ...

Your credit limit determines how much you can spend on a credit card. But does increasing credit limit affect credit score?

Why did my credit score drop unexpectedly? Find out what factors could be behind the dip and how to start rebuilding your score.

If the same borrower has a credit score between 700 and 759, their rate would go up to 6.187%. That rate starts to rise precipitously as the score drops below 700, according to FICO: With a 640 ...

"We saw artificially inflated credit scores go up during COVID because of stimulus payments and because people were not having to make payments on federal loans and they were not accruing debt." ...

"It’s a two-part storm that’s blowing," said Wallace, of Yrefy. "We saw artificially inflated credit scores go up during COVID because of stimulus payments and because people were not having ...

Setting up autopay and text alerts when a payment is due can help ensure that a simple mistake never leads to a missed payment and a damaged credit score again. We’ve been writing about ways ...

they're pulling from your latest credit score that'll automatically set you up for a lower rate going forward." ...