For Target devotees, this card hits the bull's-eye. You won't earn traditional rewards, but you'll get upfront savings. Just make sure you pay in full each month. The card's generous discounts ...

During this promo, members can purchase discounted Target gift cards online or in-store. Related: Target Circle: Everything you need to know about Target's revamped cards and loyalty program Deals are ...

But just because you have the right airline card doesn't mean you'll always get the checked-bag freebie, due to a plethora of gotcha exceptions found in the fine print of cardholder agreements.