When you are making a personal budget ... it makes it easier to break down your budget. A good way to split up your savings and expenditures is by putting them into budget percentages.

“I budget based on how much I make in a month and charge everything to my credit card,” Chabot says. “But I have a personal limit, and if I surpass that I don’t charge anything els ...

“A budget helps you reach your financial goals because it gives you a full understanding of your spending and saving,” says Jim Wang, founder of the personal finance blog Best Wallet Hacks.

When I first started working on my personal budget, I quickly realized how important it was to prepare for unexpected events. Life has a way of surprising us, and financial preparedness can make ...