A winter storm could worsen Florida and Louisiana's insurance crises, with snow damage challenging homeowners and insurers.

Interstate 10 from the Alabama/Florida state line almost to Tallahassee has been closed since Wednesday evening. Conditions have now improved.

Gov. Ron DeSantis declared a state of emergency after areas of Florida experienced snowfall and freezing weather.

Snow in the Sunshine State doesn't happen very often. But it did. And here are the photos from Pensacola to Yulee to prove it.

Part of a legal description of a boundary line of Dixie County, for instance, says it goes "southerly down the thread of the main stream of said Suwannee River to the Gulf of Mexico; thence along said Gulf of Mexico, including the waters of said gulf within the jurisdiction of the State of Florida, to the mouth of the Steinhatchee River."

An historic January storm dumped more deep snow along the U.S. Gulf Coast on Wednesday after bringing Houston and New Orleans to a near standstill over the past two days and burying parts of Florida's Panhandle with accumulations more typical of Chicago.

FWC says temperatures below 50 can cause sea turtles to become "cold-stunned," making them weak and unable to swim

R​oads were still closed Thursday morning after a historic winter storm hit The South, bringing inches of snow to areas not used to seeing any snowfall at all. D​rivers in Southeast Louisiana were urged to continue to stay off the roads on Thursday morning,

The heaviest snowfall in the Sunshine State occurred around Pensacola, where spotters reported measuring amounts of 5-12 inches through Tuesday evening.

Meteorologist Dr. Ryan Truchelut, of Tallahassee-based WeatherTiger, is tracking a Florida winter storm for the ages in a livestreamed forecast.

The widespread loss of inventory will impact customers. "Plants could be in low supply," he said. "There's going to be some supply-chain issues."