A no-closing-cost refinance gets rid of the need to pay refinancing fees upfront, but it’s not free. Instead, you’ll finance ...

A "no-closing-cost refinance" has closing costs. You just pay them over time instead of up front. A refinance with no closing costs can be helpful because it frees up cash for other things.

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With nearly a decade covering personal finance, Rebecca Safier simplifies loans and other complex financial topics to help people manage their money with confidence. Her work has been featured in ...

A Reddit user is currently trying to decide whether he should refinance his mortgage or not. He currently has a home loan at ...

The key difference is that, with a simple refinance, you can defer closing costs by rolling them into the mortgage and paying ...

Refinancing a mortgage may be a good move for you if you can lower your current interest rate or shorten your term to save on your monthly payments. But those aren’t the only reasons. Maybe you ...

A no-closing-cost refinance gets rid of the need to pay refinancing fees upfront, but it’s not free. Instead, you’ll finance the closing costs — with interest — as part of your new loan ...