Even next-door neighbors face starkly contrasting fortunes and unequal recovery, as nation's home insurance crisis grows.

Even next-door neighbors face starkly contrasting fortunes and unequal recovery, as nation's home insurance crisis grows.

As wildfires, hurricanes and other natural disasters become more frequent due to climate change, many property owners find themselves struggling to find or afford private insurance.

Next-door neighbors lost their near-identical homes in a California wildfire, but how they are navigating rebuilding is a story of contrasting fortunes and unequal recovery, a stark reflection of the

Before a wildfire ravaged their street in northwest Altadena, Louise Hamlin and Chris Wilson lived next door to each other in nearly identical houses. “I chose an old home in an old neighborhood because it has soul,